Who bears the harvest risk?
Farm insurance, irrigation and the allocation of losses when yields or water supplies fall short.
4 Dec 2025
A late crop insurance payment can miss Maharashtra’s next sowing decision
District payout totals measure money transferred. The policy’s value also depends on when a household can spend it on the next crop.
14 Jan 2026
India’s crop insurance needs a public test of where the yield index fails
Technology can improve yield assessment. An evaluation should count the losses an index misses as well as the claims it processes faster.
9 Feb 2026
India’s wild-animal crop cover needs a price for prevention as well as loss
State-financed add-on protection can cover losses missed by a yield index. Its design should reward prevention and make verified claims practical.
30 Jul 2026
Fishing accident insurance is worth what a bereaved household can collect
India’s group policy raises the insured sum for fishers. Claims access and who enters the group will determine the protection it delivers.
2 Sep 2026
Drip irrigation can save water on a plot while a district pumps more
India’s micro-irrigation subsidy can lift farm productivity. Its value for groundwater depends on what farmers do with the water they save.